I think, therefore I am...

Our thoughts and feelings influence our behaviour.

So if we want to create good money habits, we need to understand - and perhaps change - the messages we’re telling ourselves.

The way we think influences every aspect of our lives. Our thoughts form the basis of our feelings, values and attitudes, which in turn shape our behaviour and our habits.

One of the main reasons we struggle to create new, positive habits is because we’re still constrained by old thinking patterns, and that applies to managing our money as much as any other aspect of our lives.

In the next few articles, we’re going to explore some of the negative thinking patterns that people can fall into, as well as some practical strategies for managing them .