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What if the secret to investing success was something you’d learnt at school?
Super funds are a bit like shoes… no, really!
The magic happens outside of your comfort zone - so feel the fear and do it anyway.
Happy #IWD2019 from #Sprout_Ed
Catastrophising has two parts: Predicting a negative outcome., and then jumping to the conclusion that if the negative outcome did in fact happen, it would be a catastrophe.. "I’m behind in all my bills. Things will never get any better. I need to look into bankruptcy.”
The persistent tendency to transform neutral or even positive experiences into negative ones. "I’m doing okay with the house repayments, but I haven’t got enough in my retirement savings, I’m so far behind and I’ll never catch up."
Using emotions to drive decisions and actions. “I’m scared about investing. I don’t know enough and it makes me nervous. That’s a sign that I shouldn’t do it. A high interest savings account is my best option.”
Mind reading is assuming you know what other people think, for example, "I’m too embarrassed to speak to a professional (e.g. financial counsellor) about my budget or financial problems because they will think I’m stupid."
Struggling to find a personal finance book you connect with? Well perhaps Luna Jaffe’s ‘Wild Money’ is what you’re looking for.